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giả sử mua ô tô. bạn muốn tập hợp đủ tiền vào trong tài khoản ngân hàng để chi cho bảo trì cơ bản xe trong 5 năm. Bạn ước lượng chi phí tăng G=30 năm, chi phí năm đầu=120 (i=5%)


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